Hilox is set to revolutionize digital banking with a comprehensive suite of services tailored for the unbanked and underbanked population in the U.S. Launching in the 2nd quarter of 2024, our focus is on financial inclusion, offering a mobile wallet, debit cards, loans, money transfers, overdraft credit, early payday, and credit-building solutions.

Our Mission
Our mission is to pioneer state-of-the-art digital banking solutions tailored for the unbanked and underbanked communities. We are committed to breaking down barriers and fostering financial inclusion.
Our Vision
By understanding the unique needs and challenges of these unbanked and underbanked communities, we aim to revolutionize their financial landscape, providing not just services but opportunities for economic growth and empowerment.
What’s the Current Solution? What Makes Hilox Better?
Current Challenges:
- Excessive fees, checks bouncing, and expensive debits are charged first.
- Bad branch experiences, difficult solutions, and unfulfilled promotional offers.
- Errors, mistakes, and unmet promises causing dissatisfaction.
How Hilox is Different:
- Hilox offers lower-priced “overdraft credit,” “loans,” “early payday,” and “money transfers” than traditional banks.
- A unique customer service experience, Hilox Desk, developed for the underserved.
- Hilox focuses on convenience, speed, and financial inclusion, addressing the pain points of traditional banking.
Experience Seamless Digital Banking
For more information about us and our digital banking services, don’t hesitate to reach out to us.